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Buy a Home

Buying a home starts with the right mortgage plan. We help you prepare, qualify, and move forward with confidence.

Purchase loans

Financing made clear

A purchase loan helps you buy a primary residence, second home, or investment property. We’ll compare programs, explain the trade-offs, and prepare your financing so you can shop with certainty.

Get PreapprovedExplore Loan Programs

You will be redirected to our secure mortgage application portal.

The path

Steps to buy a home

  1. Review your financesUnderstand income, debts, and savings before you shop.
  2. Get preapprovedKnow your budget and show sellers you’re ready.
  3. Choose a loan programMatch the right financing to your goals.
  4. Find your homeShop with a clear price range in mind.
  5. Make an offer & closeWe guide underwriting through to the keys.
See the full 12-step guide
Get ready

First-time buyer support

New to the process? Our First-Time Homebuyer Hub walks you through preparation, credit, down payment, and choosing the right loan.

Visit the Homebuyer Hub
FAQ

Buying a home questions

How much do I need for a down payment?
It depends on the loan program. Some conventional loans start at 3% down, FHA at 3.5%, and VA and certain USDA loans may allow $0 down for eligible borrowers.
What is preapproval?
Preapproval is a lender’s assessment of how much you may be able to borrow based on a review of your credit, income, and assets. It strengthens your offer.
How long does buying a home take?
Timelines vary, but once you’re under contract, many purchases close in roughly 30–45 days.

Ready to take the next step?

Start with a short mortgage intake and we will help you understand your options.

Get PreapprovedContact a Loan Officer

You will be redirected to our secure mortgage application portal.