The 2026 one-unit conforming limit in Solano County is $832,750. Any one-unit loan above that is a jumbo loan. Below: how that line falls across 6 Solano cities.
2026 1-unit conforming limit
County designation
Cities covered below
Typical credit score
Solano County is not designated a high-cost area, so the 2026 one-unit conforming loan limit is the national baseline of $832,750 (per FHFA/HUD 2026 loan limits). Any one-unit loan above $832,750 in Solano County is a jumbo loan.
Values across the county run from roughly $530K in Suisun City to about $800K in Benicia, so whether a purchase needs jumbo financing varies widely by city — the table below shows where each one sits against the $832,750 limit.
Typical home values are Zillow Home Value Index (ZHVI) figures for June 2026, rounded. ZHVI reflects the typical value for homes in the 35th to 65th percentile range, so it sits below the median sale price in markets with a heavy luxury tail. Provided as a market reference for general education only; not an appraisal or valuation of any specific property.
| City | Typical home value approx., mid-2026 | Is a jumbo loan usually needed? |
|---|---|---|
| Benicia | $800K | Often — depends on the home |
| Dixon | $610K | Higher-end homes only |
| Fairfield | $610K | Higher-end homes only |
| Suisun City | $530K | Higher-end homes only |
| Vacaville | $610K | Higher-end homes only |
| Vallejo | $530K | Higher-end homes only |
Benicia. Most standard Benicia purchases fall below the 2026 Solano County conforming ceiling, so jumbo loans here typically apply to larger or waterfront homes.
Dixon. Standard Dixon purchases fall well below the 2026 Solano County conforming ceiling, so jumbo loans are seldom needed in this small agricultural city.
Fairfield. Standard Fairfield purchases fall well below the 2026 Solano County conforming ceiling, so jumbo loans are seldom needed in this midway-commuter city.
Suisun City. Standard Suisun City purchases fall far below the 2026 Solano County conforming ceiling, so jumbo financing is rarely needed in this waterfront city.
Vacaville. Standard Vacaville purchases fall well below the 2026 Solano County conforming ceiling, so jumbo financing is rarely needed in this city.
Vallejo. Standard Vallejo purchases fall far below the 2026 Solano County conforming ceiling, so jumbo financing is rarely needed in this waterfront city.
Learn more about our Jumbo Loans program, explore DSCR investment loans in this region, or see all loan programs.
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